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Real Time Payments

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REAL TIME PAYMENTS
QR PAYMENTS CoDi®
BILL PAYMENTS

Real Time Payments

Automate payments and collections in your company with our technology
Identified Pay-ins: assign unique accounts (CLABE) to each end user.
Generate a unique CLABE account for each end user and eliminate unidentified payments.
Massive Pay-outs 24x7
Mexico / Out of Mexico (Foreign company)
Validate your end user’s account
Reduce fraud risk and identity theft in your business
Contact Us!
“It is a real strategic partner. All STP teams comprehend well our business.”
- Mercado Pago
“STP makes our operation more efficient, we can make +1,500 payments in real time”
- Grupo Aura
“Without STP we wouldn’t be digital. Commercial banking isn’t comparable.”
- Concrédito
"STP helps me make payments to my customers faster and more easily"
- Caliente
“STP makes our lives easier.”
- Ganabet
"It’s our main channel for the cash flow in our company"
- Kueski
"STP is a great ally, we are perfectly tuned and we receive a great service from them"
- Spin By Oxxo
“Parents, in our school, are happy using STP for their payments.”
- Colegio Suizo

COLLECTION

Generate a unique CLABE account for each end user and eliminate unidentified payments.
  • Generate an unlimited ammount of CLABE accounts
  • Simplify your conciliation process
  • Eliminate manual procedures
Contact Us!

Pay-out

Automate your Pay-outs through an API in real time.
  • Make payments 24/7 in real time
  • Receive payment status in real time
  • Reduce manual work load in your company
  • Make payments to other CLABE accounts, debit cards or phone numbers
More Info

VALIDATE ACCOUNTS (CEP)

Reduce fraud risk and identity theft in your company.

How?
  • Send 1 cent to your end user’s account.
  • STP will deliver the full name & RFC/CURP of the account holder
  • Compare this information against your database
Contact Us!

REQUEST ADDITIONAL INFORMATION

Fill in your data and an STP advisor will help you choose the best solution for your company.

Security tips

For STP, our customers security is essential, therefore we have adopted the highest security standards of the industry.
More Info
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Risk disclosure policies
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Privacy policy
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STP
Information Security policy Terms and conditions Adhesion contracts Products / Requirements
Customers are informed that SISTEMA DE TRANSFERENCIAS Y PAGOS STP, S.A. DE C.V. Institución de Fondos de Pago Electrónico, is authorized, regulated and supervised by the financial authorities; additionally it is informed that the federal government and public state-owned managerial companies cannot be responsible or guarantee the users’ resources used during the transactions made by the customers with STP or with third parties, neither any responsibility for the taken obligations of STP or any other user in front of another, by virtue of the transactions conducted.
Corporate office Mexico City
Corporate office Mexico City
Av. Insurgentes Sur 1425, Insurgentes Mixcoac, Benito Juárez, 03920 Ciudad de México, CDMX
Tel: 55 52648418 Opción 2-2-2
Corporate office Querétaro
Business Park II, Av. Antea 1090, Jurica, 76100 Santiago de Querétaro, Qro. Piso 9
Corporate office Monterrey
Blvd. Antonio L. Rodríguez 18888, Piso 4, Col. Santa María, 64650 Monterrey, Nuevo León.
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Protección de clientes emisores:
En apego a la Circular 14/2017 emitida por Banco De México, STP cuenta con mecanismos de protección de clientes emisores para ordenes de transferencia aceptadas por SPEI no instruidas por ellos.
Sistemas alternos de envío y políticas de continuidad de negocio:​
STP reconoce que existen amenazas significativas ante la posibilidad de la ocurrencia de un incidente o desastre que afecte la operación, como también la necesidad de recuperarse en el menor tiempo posible.

Por lo anterior y en cumplimiento a la Ley para Regular las Instituciones de Tecnología y la Circular 14/2017, STP cuenta con procedimientos de continuidad operativa ante la ocurrencia de eventos que afecten la operación de STP.
Declaración de Riesgos respecto a operaciones con Monedas o Activos Virtuales.
STP NO ES OPERADOR, ADMINISTRADOR, NI PARTICIPA EN LA COMPRA Y VENTA DE MONEDAS o ACTIVOS VIRTUALES conocidas como criptomonedas, únicamente actúa como receptor de recursos en Moneda Nacional de las plataformas de negociación (exchange) de estas criptomonedas; los clientes o usuarios de dichas plataformas asumen los riesgos de adquirir las monedas o activos virtuales, por lo que cualquier aclaración sobre estas operaciones, la deberán solicitar directamente con la plataforma que les abrió la cuenta de criptomonedas.