Solutions

H2H web service integration to any ERP or transaction software

Mobile SPEI collection process

24/7 real time automated & identified collection process

High level of security and technology.

H2H Integration

Client software H2H STP integration

High level of security and technology.

Tailored Solutions

Clearing and Settlement of the Insurance Sector AMIS

Development of the Settlement of the Insurance Sector.

Real time connection with the Reconciliation System SIPAC.

Assignment of CLABE account to each insurer for the funding of 100% of the claims.

Founding to the Clearing House from any electronic banking system.

Liquidation (FIFO) within the claims and participants of the system.

Individual feedback to SIPAC of the payment status of each claim in real time.

Operational closing schedule of the system established by AMIS.

Automatic transaction reconciliation between STP vs. SIPAC.

Access to Electronic Banking from STP to SIPAC users.

Settlement Agreements

The next day will be sent to SIPAC all instructions regarding payment to the electronic bank of STP and to each insurance in their individual CLABE account.

Anchoring

Each Insurance anchors your individual CLABE account in STP from your preferred bank.

1.Treasury anchors your online bank and executes your payments
2. Anchors your CLABE account in STP via SPEI for the total amount

Banking Clearing AMIS-STP

STP send status settlements to SPIAC

Final transfer-Final day

STP automatically sends funds from the bank account in the commercial bank of
each insurer for its investment

Protección de clientes emisores:

En apego a la Circular 14/2017 emitida por Banco De México, STP cuenta con mecanismos de protección de clientes emisores para ordenes de transferencia aceptadas por SPEI no instruidas por ellos.

Sistemas alternos de envío y políticas de continuidad de negocio:​

STP reconoce que existen amenazas significativas ante la posibilidad de la ocurrencia de un incidente o desastre que afecte la operación, como también la necesidad de recuperarse en el menor tiempo posible.
Por lo anterior y en cumplimiento a la Ley para Regular las Instituciones de Tecnología y la Circular 14/2017, STP cuenta con procedimientos de continuidad operativa ante la ocurrencia de eventos que afecten la operación de STP.